Apple Pay on-line today without networking twelve seconds to complete payment

Pay will be formally launched today! And we used to pay different two-dimensional code, does not require the use of Pay phones to access the Internet, according to friends the previous test, only a second or two to complete Pay payments.

Pay the majority of the long-awaited fruit powder will be formally launched today. Bypassing the purse and bank cards, as long as holding desirable Apple device, pay close UnionPay logo flash POS machines can second speed of pay. Beijing Youth Daily reporter noted, these days, ICBC, Bank of China, Agricultural Bank of China, GF, China Merchants Bank and other banks have to provide our clients outreach Pay guide on the use of micro-channel public number. While China UnionPay and Apple has not officially announced yesterday on Pay-line time, but there are banks disclose Pay 5 points this morning officially launched.

Use: Pay bank cards support 19

According to Apple's official website information, Pay support ICBC, Agricultural Bank of China, Construction Bank, Bank of China, Bank, postal savings, China Merchants Bank, Societe Generale, CITIC, livelihood, peace, Everbright, China, Shanghai Pudong, Guangdong Development Bank of Beijing, Bank of Ningbo, Bank of Shanghai and Guangzhou Bank this 19 bank-issued debit and credit cards.

Pay systems need to use Apple's own Wallet program to add a bank card. iPhone users click to enter Wallet, click the + sign at the top right of the screen, then click "Next" you can enter the application, and then placed in the front of the card before the iPhone camera, so that the card appears on the surface of balloons of the screen, the system will automatically recognize the card number, of course, you can also manually enter the card number, you need to manually enter your name, card validity and security code, but also read the instructions and accept the business. After successfully adding the need to activate the card to use, make sure the customer phone number, and to receive and enter a verification code to successfully activated.

If you need to add on the Watch, simply open Watch APP on the associated iPhone, tap "Wallet and Pay", then tap "Add a credit or debit card," the same can also be set. It should be noted that only IOS9.2 or later is supported Pay.

It is reported that the same equipment can add multiple bank cards. ICBC said the same Apple devices can be added to five credit cards, add-in card is the default debut card. Customers can in "Wallet" APP long press card and the card arrangement as the first way the card as the default payment cards, payment cards can also be set by default in the "Settings -Wallet and Pay" function.

Experience: Pay pay just twelve seconds

And we used to pay different two-dimensional code, does not require the use of Pay phones to access the Internet, do not need to click into the APP, do not even wake up the display, as long as the iPhone near the CUP logo to pay flash card reader, and put your finger verify fingerprints on the HOME key to make payments. When the locked state may also be in black in iPhone, tap the Home button to enter the Wallet, quickly make a purchase. If the transaction terminal display requires a password, you need to enter a password bank card transactions. Prior to the test according to friends, just a second or two to complete Pay payments.

Users worry merchants POS machine does not support Pay. It is understood that the country already has the capacity to pay a non-contact POS terminal receiving more than 7 million units, is stepping up its program optimization and cashier training. Currently, most of the supermarkets, the store's POS machines Basic can be used. According to the People's Bank of deployment, to May 2017 all POS terminals will support contactless payment functions. By then, Apple users no longer have to consider using Pay POS machine compatibility issues. However, at this stage some merchants cashiers may not know or are not familiar with this contactless payment, customers also need to make science to them.

Security: Apple server does not store customer card

In China, Pay collaboration between China UnionPay and Apple launched this product is also based on the CUP's new "cloud lightning pay." December 12 last year, China UnionPay jointly more than 20 commercial banks in Beijing, jointly issued the "cloud lightning pay." "Cloud Flash pay" as a non-contact payment technology at the core of mobile payment CUP new logo, covering NFC, HCE, TSM and Token innovative technology applications and other types of payment.

According to reports, Pay add a credit or debit card, the actual card number is neither stored on the device, not stored in

On the server, the system assigns a unique device account, the account number is encrypted and secure manner which is stored in the security chip device.

When customers do not appear on the actual card Apple devices, display only the last four newly generated virtual card (equipment account number) card number, while relying on specific dynamic security code for each transaction to process a payment. Therefore, no actual shared with the merchant card customers credit or debit card, you will not transmit these data payment.

Credit: Pay single payment there is a limit

According to information provided by ICBC, Pay payment cards valid for five years, no annual fee and loss reporting fees. Customer Requested Pay payment cards and credit cards have been bound to use a uniform account, share account credit. Pay payment card single payment limit of 20,000 yuan, pay day cumulative limit of 50,000 yuan. Customers can apply through ICBC business office, e-banking channels such as credit card adjustment. If the credit card customers to adjust the entity, Pay payment card is not synchronized adjustment.

In addition to password-free transmission within limits CUP chip credit card "visa-free secret" function or outside the network password Free lose several cases transactions, Pay payment request when pen input secret, password and password the same physical card, and can not modified separately. If the entity card password to adjust, Pay password also synchronized.

Promotion: Get a lot of application Pay

As analysts expected, to promote Pay, Bank launched a number of promotions. For example: February 18, 2016 至 6 30, a bank credit card application Bank of China Great Wall e flash pay Pay, upfront any amount of consumption that will receive 15,000 points.

2016 年 February 18 to December 31, Bank of China, Bank of China Great Wall credit card application e flash pay Pay, the month the amount of consumption accumulated over 100 yuan, 15 yuan will receive cash back. 2016 年 12 January to 29 March Tuesdays, Starbucks in the country designated stores BOC Great Wall e flash pay Pay, single spending 60 yuan up by 15 yuan (highest daily per card, minus 15 yuan).

CITIC Bank during the event, bound CITIC Bank card will receive 2,000 points, limit each customer to enjoy a binding credit card, you can enjoy free coffee rose Pacific Cup, even Wal-Mart filled to capacity, minus one free promotions.